Anyone who is 21 years or older, has a valid Aadhaar and PAN card, and meets our basic eligibility criteria can apply for a loan through TezCredit.

Late repayment will attract additional charges and may negatively impact your credit score.

Yes, you can select from the repayment options available at the time of application.

Yes, both Aadhaar and PAN are required to verify your identity.

Yes, we consider your credit score while assessing your application.

No, you must clear your existing loan before applying for another.

A loan application may have a small impact on your credit score.

Yes, we run a credit check to help us assess your repayment capacity.

You’ll need Aadhaar, PAN, and income proof to apply.

It will attract penalty charges and may affect your credit score.

In most cases, loans are sanctioned within a few hours after approval.

Yes, income proof is required to verify your repayment ability.

A credit score is a number that reflects your repayment history and creditworthiness.

Your credit score is influenced by factors like repayment history, credit utilisation, and the length of your credit history.

Quick approval, minimal paperwork, secure process, and flexible repayment options.

It may drop slightly in the short term, but consistent timely repayments can improve it over time.